NH · United States

Audit your New Hampshire mortgage escrow statement.

65% of US mortgage escrow accounts came up short by $2,157 on average in 2026 (CNBC). The same RESPA cushion-ceiling math applies in New Hampshire. New Hampshire also requires servicers to credit interest on your escrow balance — see below.

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New Hampshire interest law

Servicers must credit interest on your escrow.

Mortgagees must pay annual interest on escrow balances.

Statutory rate

prevailing market rate

N.H. Rev. Stat. § 384-F:1

New Hampshire signals · CFPB data

Top 5 servicers by escrow-related complaints in New Hampshire.

66 total mortgage complaints in the last six months; 15 reference escrow shortage, RESPA, cushion, property tax, or hazard-insurance disputes. Source: CFPB Consumer Complaint Database.

01Shellpoint Partners
2
02CITIZENS FINANCIAL GROUP
1
03FIFTH THIRD FINANCIAL CORPORATION
1
04BSI Financial Holdings
1
05Guild Holdings Company
1

The same audit any homeowner gets — anchored to New Hampshire law where it differs from federal.

Free 90-second self-check first. If the cushion ceiling is violated or any other RESPA rule is broken, run the $39 audit and we generate the Qualified Written Request letter your servicer must answer.

Full RESPA audit + math reconciliation
QWR letter PDF (Plus tier: we mail it Certified)
CFPB + state-AG complaint drafts

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