ME · United States

Audit your Maine mortgage escrow statement.

65% of US mortgage escrow accounts came up short by $2,157 on average in 2026 (CNBC). The same RESPA cushion-ceiling math applies in Maine. Maine also requires servicers to credit interest on your escrow balance — see below.

Start free check See pricing

Maine interest law

Servicers must credit interest on your escrow.

Escrow accounts must earn interest at least equal to the institution's regular savings rate.

Statutory rate

≥ savings account rate

Me. Rev. Stat. tit. 9-B § 429

Maine signals · CFPB data

Top 5 servicers by escrow-related complaints in Maine.

55 total mortgage complaints in the last six months; 14 reference escrow shortage, RESPA, cushion, property tax, or hazard-insurance disputes. Source: CFPB Consumer Complaint Database.

01Rocket Mortgage
3
02Shellpoint Partners
2
03LoanCare
1
04PLANET HOME LENDING
1
05LAKEVIEW LOAN SERVICING
1

The same audit any homeowner gets — anchored to Maine law where it differs from federal.

Free 90-second self-check first. If the cushion ceiling is violated or any other RESPA rule is broken, run the $39 audit and we generate the Qualified Written Request letter your servicer must answer.

Full RESPA audit + math reconciliation
QWR letter PDF (Plus tier: we mail it Certified)
CFPB + state-AG complaint drafts

Start free check